Mortgages

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Protection

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Commercial Mortgages

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General Insurance

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Mortgages

Residential Mortgage

Looking for Purchase or Remortgage

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Buy to Let mortgage

Buy to Let (BTL) mortgages are for people who wish to invest in ..

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Bridging Loan

Looking for a quick and short term solution...

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Development Finance

Property development finance is a type of funding used ....

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Life Insurance

Life insurance, which can also be known as life cover or life....

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Critical Illness Insurance

Critical illness cover (CIC) is designed to provide a lump ....

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Income protection

Income protection is a type of insurance which is designed to pay....

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Private medical Insurance

Private medical insurance (PMI) gives you quick access to private ...

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Trust

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Building and Contents Insurance

If you own your home or any other property, it’s essential. ...

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Will

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Who we are

Smart Financial Services, operated by a seasoned professional with years of experience, thrives on simplicity and honesty. Building a successful business through a friendly and down-to-earth approach, we prioritise transparency and believe in honest dealings with our customers. The majority of our business is driven by referrals.

We take pride in offering personalized services and assure you support at every step, from the beginning to the end. As your dedicated mortgage adviser, I will guide you through the entire process, ensuring a smooth and hassle-free journey.

What we do

Whole of Market

We offer mortgages from whole of market which means you get the most suitable deal.

Face to Face

We believe in offering face to face advise to our customers to suit individual tailor made mortgage solutions and their protection needs.

Our Process

We have well defined process from start to finish. We plan, Do, Check, and act accordingly. This means right from identifying needs to finding a suitable solution.

The People Say

Testimonials

Latest News

Our Financial Updates

Mortgage market returns to 95% LTV

A number of lenders are looking to offer 95% loan to value mortgage from next month. This will give brokers another option to help clients with smaller deposits realise their dream come true. A lot of the focus on 95% has been around first-time buyers’ use of the products, and…

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Stamp Duty Land Tax (SDLT)

The Government has temporarily increased the Stamp Duty Land Tax threshold to £500,000 for property sales in England and Northern Ireland, until Wednesday 30 June 2021. Here are the rates when purchasing a buy to let property between 8 July 2020 and 30 June 2021: Property value Standard SDLT rates…

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UK Unemployment rate fell back slightly to 5%

First drop in unemployment since the corona virus pandemic spread 12 months ago. The Office for National Statistics said the unemployment rate fell back slightly to 5% in the three months to January, representing 1.7 million people – down from 5.1% in the three months to December. City economists had forecast a…

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Have any Question?

We're here to help. Send us an email or call us at + 44 208 123 5152 or Email to info@smartfinancialservices.co.uk. Please feel free to contact our expert.

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