Income Protection

Income protection is a type of insurance which is designed to pay you a regular income if you’re unable to work due to illness or injury.

Have you considered how you would cope financially in the event that your household loses its main source of income?

How would you support your family?

Unless you have substantial savings to fall back on or a very good long term sick pay arrangement provided by your employer, the chances are you’ll find it very difficult to maintain your current standard of living.

• Income Protection Insurance is designed to pay an income in the event of you being unable work because of an accident or illness.
• Income Protection Insurance pays out an income NOT a tax free lump sum.

Putting an appropriate income protection plan in place will provide you with the peace of mind of knowing that income is available for you to live off in the event of it not being forthcoming from your normal means of earning a living because of an accident or illness that was perhaps no fault of your own in the first place.

The amount you’ll pay for income protection insurance depends on your individual circumstances including how long you want cover to last for, and how much protection you want. Insurers will look at a range of different factors when working out your premiums, including your age and health, how risky your occupation is, and whether or not you are a smoker.

For an initial consultation with no obligation complete and send this form to us and one of the team members will call you back.