Smart Financial Services is a trading style of Masroor Alam which is authorised and regulated by Financial Conduct Authority under the FCA financial services register number 933268 in respect of mortgage, insurance and consumer mediation activities only. The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based within the UK. We are a credit broker not a lender. We are registered with the ICO, ZA660347 and you can check via www.ico.org.uk. We source finance from the whole of market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.