Private Medical Insurance (PMI)

Private medical insurance (PMI) gives you quick access to private facilities and treatments. It pays for private medical treatment, tests and surgery if you are ill or injured during the policy’s term. It is usually designed for acute conditions, which are curable and short term.

You usually pay a monthly amount for your health insurance, which is called the premium. Your insurance can pay out if you need treatment that it covers while the policy is active.

For the majority of claims, medical treatment begins with a GP referral for specialist treatment. This can either be your NHS GP or a private GP. Any onward treatment is managed by working closely with your private medical insurer, to ensure that you have quick and easy access to the right medical treatment.

For the premium, there is a general rule that applies to health insurance plans and that it that the older you get, the higher the cost of your policy. However this is not a steadfast rule and there are a few exceptions.

For an initial consultation with no obligation complete and send this form to us and one of the team members will call you back.